Motability is an independent not-for-profit
organisation, which provides mobility solutions for
disabled people.
The Motability Scheme was established to provide
disabled people with safe, reliable and affordable
cars. Cars account for 99% of the Scheme's
activities, with powered wheelchairs and scooters
making up the balance. The Scheme works only because
it brings together a number of essential elements:
* - The Government
(Department for Work and Pensions and Veterans
Agency)
* - Motability (the
registered charity empowered by its Royal Charter)
* - Motability Operations
(owned by the UK's largest banks), operating the car
Schemes on a not-for-profit basis
* - route2mobility Ltd
("r2m"), a privately owned company which operates
the powered wheelchair and scooter scheme
* - Manufacturers of
cars, powered wheelchairs and scooters
* - Car dealers and
dealers in powered wheelchairs and scooters
* - Specialist vehicle
adaptation companies
* - Insurance and
roadside assistance providers
In the UK, over 1.5 million disabled people qualify
for the Higher Rate Mobility Component of Disability
Living Allowance and over 17,000 qualify for the War
Pensioners' Mobility Supplement. What a disabled
person chooses to do with that money is entirely up
to them. Currently, 400,000 disabled people have
chosen to have their allowances paid to the Scheme
to meet the cost of having a car, powered wheelchair
or scooter through a contract hire or hire purchase
arrangement.
Who is eligible?
It doesn't matter how old you are or even if you
cannot drive. If you receive the HMC of the DLA then
you or someone else in the family, or a guardian can
be nominated as drivers.
About the Schemes
It means the freedom to come and go, to shop, to
work, to get the kids to school. It means staying in
touch, making a difference - and getting more out of
life.
Using your allowance to pay for a new car is an
important choice for the life you plan to lead.
And Motability is your perfect motoring partner. For
thousands of people with disabilities, and their
families, it's the key to trouble-free motoring.
Motability take care of the practicalities,
including -
* - a single, regular
payment which includes insurance, maintenance and
roadside recovery
* - routine servicing at
no extra cost
* - a unique Customer
Services helpline
- so you can enjoy the freedom of the road.
There are three
main ways in which Motability can turn your mobility
benefit into the travel solution for your needs.
* A new car on a
three-year contract hire lease.
* A new or used car on
hire purchase term, over a term of two to five
years.
* A quadricycle on a
five-year lease. These are light steering,
three-door vehicles that can be driven on a
motorcycle licence. Your licence must
have been issued before 1 February 2001, or must
include category B1.
Contract Hire:
Most Motability
customers choose contract hire as the best way to
obtain and pay for their car. Contract hire offers
worry-free motoring and the convenience of a single,
regular payment that includes insurance, maintenance
and roadside recovery.
Your contract hire lease has been developed through
our long experience with millions of Motability
customers. It comes with peace of mind built in.
Once Motability accepts your application, the
advance payment and weekly rental are price
protected. This lasts for three months from the date
your agreement is printed - provided that the car
description on the agreement is not altered later.
Your contract hire lease price, which will vary
according to the make and model you choose,
includes:
Comprehensive insurance cover provided by Royal &
SunAlliance 'Motability' (R&SAM).
Full breakdown assistance provided by the RAC.
Servicing, maintenance, and repairs - which you must
arrange through a Motability dealer - at no extra
charge to you.
An allowance of 45,000 miles over the three years of
your agreement (Additional miles in excess of 45,000
are charged at 5p per mile at the end of the
three-year lease period.)
If you choose optional extras that aren't fitted as
standard to your chosen car - such as a CD player -
they can not be included in the lease cost. You must
have them fitted by your supplying dealer and pay
for them yourself.
Hire Purchase:
Although it has
many advantages, contract hire isn't right for
everyone.
You might prefer hire purchase if you:
want to buy a second-hand car
need adaptations and would prefer not to have to
re-install them after three years, although we can
offer an extension to five years
regularly cover high mileage (i.e. well above 45,000
miles over three years).
If you choose hire purchase, you negotiate the
actual purchase price with your Motability dealer.
However, it's important to remember that you are
also responsible for comprehensive insurance,
breakdown recovery and less predictable costs such
as repairs and servicing, which are all included in
the contract hire lease.
Completing the
Motability application:
Once you have decided on your car, our Motability
specialist will complete the application form with
you.
You will need to provide us with:
* your driving licence and award
entitlement notice
* driving licences for other named drivers
- who must also sign the proposed drivers'
declaration on the application form
* details of any previous accidents and
driving convictions that you, or your named drivers,
may have.
* VED exemption certificate if applicable.
When the paperwork
is complete simply sign the declaration on the
application form. Our Motability specialist will
then send your application and other paperwork to
Motability for processing.
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