Vauxhall Finance

In Ashford, Kent

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At Caffyns Vauxhall we understand that everyone has different needs, which is why we offer a selection of finance options to help you get your perfect Vauxhall affordably. We want to give you all the information and advice available so you can make your decision with confidence.

Find out more about all of the options available below:

Vauxhall Personal Contract Plan

The Personal Contract Plan allows people to change their car regularly for an affordable price after deciding on a deposit and monthly payments. You can do any of the following at the end of your contract:

  1. Retain your vehicle – pay off your optional final payment and own your Vauxhall
  2. Return your vehicle – hand your vehicle back to Vauxhall Finance and start again
  3. Replace your vehicle – choose a new Vauxhall and use any excess you have as a deposit.

Conditional Sale

Conditional Sale, also know as Hire Purchase, is one of the most common ways to finance a Vauxhall and benefits from being straightforward and easy to understand.

Hire Purchase assumes you will eventually want to own your vehicle at the end of your finance term, so it simply splits the total cost of the vehicle (minus your deposit) over the duration of your plan.

You only pay for the cost of the vehicle and nothing more, so once the last monthly payment has been made, the vehicle is yours.

Personal Contract Hire

For people who receive a car allowance or prefer to have an inclusive package, Vauxhall offer personal leasing. Giving you a new car every 2, 3 or 4 years depending on the option you choose. All you have to do is make a modest down payment followed by fixed monthly payments and at the end of the agreement you simply return the car to us.

You also benefit from the following extras:

  1. Your road fund license paid for the duration of the lease
  2. RAC roadside assistance for the first year lease
  3. Fully inclusive service and maintenance packages available for peace of mind.

Comparing Finance Options

Use the table below to compare the differences and similarities between our finance options.

  Personal Contract Purchase (PCP) Conditional Sale Personal Contract Hire (PCH)
New Cars
  •  
  •  
  •  
Used Cars
  •  
  •  
 x
Upfront payment Optional Optional Required
Monthly payments
  •  
  •  
  •  
Damage Charges
  •  *

x
  •  
Excess Mileage Charges
  •  *

x
  •  
Depreciation Risk x
  •  
 x
Road Tax Included x x
  •  
Vehicle Ownership Option to buy** Owned at the end of the term No option to buy
Maintenance Package x x
  •  ^

For more information on financing your vehicle, contact Vauxhall Ashford today to speak to our experts.

 

* Damage and excess mileage charges are only payable if the vehicle is handed back
** If you pay the Optional Final Payment, you will take ownership of the car at the end of the contract
^ A maintenance package is available for an additional fee #39332

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Meads Road, Eastbourne, East Sussex, BN20 7DR.
Registered In: England - 105664. VAT Reg. No. 661917910.
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Disclosure
Caffyns Public Limited Company is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.
We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.
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