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Caffyns Volvo offers a range of Volvo Car Financial Services created so that you can choose the right one for you.
The simple choice: Volvo car Purchase Plan is a traditional hire purchase arrangement. Simply choose a term for the agreement (up to 4 years), make a deposit (usually around 10% of the cars value) and make your monthly payments. At the end of the agreement, providing all payments have been made, the car is yours to keep.
For your convenience: Just like the Volvo Purchase Plan, with the added benefit of allowing you to defer part of the cost of your Volvo to the end of the agreement. This allows you to tailor the repayments to suit your budget. At the end of the agreement you pay the final payment before taking ownership of the car (you may settle the agreement at any time).
Pick and choose: The same as the Volvo Car Flexible Purchase Plan with the added advantage that the final payment (guaranteed minimum future value GMFV) is optional – if you don’t wish to pay, you can part exchange or return the car.
At the end of the agreement you have 3 options:
1. Renew your Volvo – You can have a new Volvo, either by trading in your car with Caffyns or selling it privately, once the account is settled you can use any excess above the GMFV as a deposit on your new Volvo.
2. Return your Volvo – You can return your car and end the agreement providing all payments are up to date. Providing the car is returned under the agreed mileage and has fair wear and tear there will be no further charges. (Additional charges may apply if the car has exceeded the agreed mileage and / or doesn’t meet the fair wear and tear standards.)
3. Keep your Volvo – Should you decide to keep your car you just need to arrange payment of the GMFV, which was deducted at the start of your agreement, and pay the purchase fee.
Volvo Car Personal Contract Hire enables you to fix the cost of your motoring over a flexible period from 2 to 4 years. The monthly payments cover the hire of the vehicle and the road fund licence for the period and there is the option to add a service and maintenance package. At the end of the agreement, you simply hand the car back.
For more information please contact Caffyns Volvo Eastbourne today!
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