Skoda Finance Options & Offers

In Ashford, Eastbourne & Tunbridge Wells, Kent East Sussex

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At Caffyns Škoda we understand everyone’s needs are different, which is why we have flexible financing options to help you own the Škoda of your dreams. Find out more about our available options below including:

Solutions Personal Contract Plan

Solutions Personal Contract Plan is the most popular type of finance plan and offers flexibility. Also known as PCP, this plan is designed to give you lots of options when financing your Škoda.

We will look at how much you drive, we will then agree a future value for your car upfront, and you can choose your deposit for the vehicle. You will be able to enjoy your new car without having to worry how much it will be worth in the future.

Your monthly payment will be affected by:

  1. Your payment period - Choose between 18 and 48 months
  2. Mileage per year - Choose how miles your expect to drive, if you exceed this fees may apply
  3. Final optional payment - Agree the deferred amount, known as the final optional payment, to the end of your agreement

At the end of your agreement you have 3 options:

  1. Upgrade - You can upgrade to a new Škoda by part exchanging
  2. Keep Your Škoda - If you would like to keep you car you can pay the optional final payment and option to purchase fee.
  3. Return - Simply return Škoda subject to condition and mileage.
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Business Contract Hire

Contract Hire is a rental agreement that allows you to drive a Škoda without needing to own it.

Simply pay a monthly rental for the vehicle, with an option to change it on a regular fixed price period without the worry of ownership. To make budgeting easier you can also include servicing, maintenance and tyres plans into your monthly payments.

You will pay an initial rental and then rental payments across an agreed period of time. You won't own the Škoda at the end of the agreement as you are hiring it, so will hand it back at the end of the agreement.

Your monthly rental payments will be affected by:

  1. Your payment period - Choose between 12 and 48 months
  2. Mileage per year - Choose how miles your expect to drive, if you exceed this fees may apply
  3. Total cover - Choose whether to include a service, maintenance and tyre plan in to your agreement.

Once you have paid all the outstanding rentals, you simply hand your Škoda back, subject to it meeting the Škoda standards including fair wear and tear, excess mileage.

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Lease Purchase

Lease Purchase gives you the chance to finance your Škoda with lower monthly payments by deferring an agreed amount until the end of your contract. You will pay an initial rental, then monthly payments and a final 'balloon' payment.

Once you have chosen your Škoda model and decided on the initial payment, there are three decisions that will affect your monthly payments.

  1. Your Payment Period - Choose between 18 - 48 months
  2. Mileage Per Year - Choose how many miles you expect to drive each year. This will affect both your monthly payments and final 'balloon' repayment
  3. Final repayment - Agree an amount to defer until the end of the agreement.

Hire Purchase

Hire Purchase is an agreement that leads to ownership of the vehicle at the end.

You decide on the deposit of the vehicle and then you need to decide on the rental period as it will affect your monthly payments.

Benefits of Hire Purchase:

  1. Keep your Škoda - Hire Purchase is a great option is your are planning on keeping your Škoda beyond the period of hire.
  2. Unlimited Mileage - There are no mileage restrictions
  3. Built Around You -Choose the monthly term that best suits your budget.

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Meads Road, Eastbourne, East Sussex, BN20 7DR.
Registered In: England - 105664. VAT Reg. No. 661917910.
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Disclosure
Caffyns Public Limited Company is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.
We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to.
All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.
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